Knowing what your credit score is can be truly empowering, especially if you plan to apply for finance in the near future. In South Africa, the credit score is what determines the outcome of a loan application. Whether it is vehicle finance, a bond or similar – the credit score is vitally important.
As a consumer it is important to nurture and build this score. In most cases it’s as simple as ensuring that your accounts are paid in full and on time, but what if you’re blacklisted? Blacklisted individuals are often faced with troubling problems when it comes to applying for finance. Knowing what your credit score is will certainly help you to ascertain what your options are and which route to take. Where can you go to check your credit score? Having your credit score checked on line is really quite simple. We have included a list of places below for you to consider:
- Credit Check 123 – obtaining a free credit check online really is as simple as 1, 2, 3 with Credit Check 1, 2, 3. There are just 3 steps to follow on this site and your personal credit report will be sent directly to you.
- Experian – this online credit bureau offers SA citizens 1 free credit report / credit check per year. Registering is quick and easy.
- TransUnion – this has been a popular credit bureau for both consumers and businesses to use. Simply register for the service and you will be entitled to 1 free credit report per year.
If you are struggling to get vehicle finance due to your poor credit score, consider our rent-to-own vehicle finance options at No Finance Cars. Blacklisted individuals are most welcome!